If you feel that your insurance company is not offering an equitable settlement You have the option to hire an lawyer to discuss against the insurer on your behalf. If negotiations fail, you can also consider filing an action in court to demand compensation for your damages. Additionally, you can also file a complaint with the insurance commissioner's office in your state.
Driving a car with bent frames can put you at risk for additional damage to your vehicle as well as potential injuries in the event that the frame is damaged while driving. A bent frame can also cause steering issues and make it difficult to steer the vehicle.